Finally See Where Your Money Actually Goes

Most budgeting apps categorize by transaction type (groceries, dining, shopping) but don't show you the merchant breakdown. So your Amazon spend gets split across 'Household', 'Electronics', 'Subscriptions', and 'Books' — and the single question 'how much did I spend at Amazon this year?' is unanswerable. ExpenseBot's Spending Breakdown adds a Merchant view alongside the Category view, so you get both: 'I spent $X on Household items' AND 'I spent $Y at Amazon specifically.'

Yes, it's free. The Spending Breakdown is available to all ExpenseBot users in Personal mode. There's no paid tier required. If your account is set up as a business, go to Settings and switch to Personal mode to unlock it.

No. The Spending Breakdown is built entirely from expenses ExpenseBot has already captured from your Gmail receipts and bank statements. When you open the report, it reads the existing data and organizes it — nothing to type. If you just signed up, it scans your Gmail history and the report is ready in minutes.

Once you're logged in, go to My Reports → Insights → Spending Breakdown. You'll see two tabs — By Category and By Merchant — with a date range picker. Choose any time period (last month, last quarter, last year, or a custom range) and the breakdown generates instantly.

Category = what you're spending on (Groceries, Dining Out, Software, Travel, Utilities). Merchant = where your money is going (Amazon, Costco, Netflix, Delta, your gym). The same purchase shows up in both views: a $45 Amazon order might be 'Household Supplies' in Category view and 'Amazon' in Merchant view. Both are useful — Category tells you if you're overspending on dining; Merchant tells you if Amazon is quietly becoming your biggest monthly expense.

Yes — common merchant variants are merged automatically. 'Amazon.com', 'Amazon UK', and recognizable variations resolve to a single 'Amazon' line in Merchant view. For unusual bank-statement abbreviations (like 'AMZN MKTP US' from some card issuers), merging works in most cases, though edge cases may appear as separate lines. You can use the merchant filter to include or exclude specific merchants if you need to.

Spending totals exclude refunds — if you bought something for $150 and returned it, the $150 purchase and the $150 refund cancel out and don't inflate your spending total. The report also excludes transfers and account payments (like a credit card payment from your checking account) — those are money moving between your own accounts, not spending. What you see is your actual out-of-pocket spend.

Yes. The optional merchant filter lets you include or exclude specific merchants — so you can build a view that shows only Amazon + Costco + Whole Foods, for example, or exclude a merchant that's cluttering your breakdown. The filter is per-session; your underlying data is never changed.