ExpenseBot

How can I see where my money goes and which merchants I spend the most at?

ExpenseBot's Spending Breakdown shows your personal spending two ways at once — by category and by merchant — in one free report.

ExpenseBot's Spending Breakdown shows your personal spending two ways at once — by category and by merchant — in one free report.

The core insight: Most budgeting apps only group spending by category (Groceries, Dining, Shopping), so they can never answer "how much did I spend at Amazon this year?" — because Amazon orders get split across five categories. The Merchant view gives you a single "Amazon — $487 (18 transactions)" line alongside the Category totals. Both views are in the same report.

What each view shows:

  • By Category: Groceries · Dining Out · Software · Travel · Utilities — the traditional buckets, with amount, % of total, and transaction count for each.
  • By Merchant: One line per merchant (Amazon, Costco, Netflix, Whole Foods…). Common variants are merged automatically — Amazon.com, Amazon UK, and recognizable variations appear as one "Amazon" line.

Other features:

  • Optional merchant filter: include/exclude specific merchants to build a custom view
  • Any time range: last month, last quarter, last year, or a custom date range
  • Net of refunds: returns cancel out; account transfers and credit card payments are excluded — you see real spending, not money movement
  • No manual entry: the report reads from expenses ExpenseBot already captured from Gmail receipts

How to access it: My Reports → Insights → Spending Breakdown. Available in Personal mode (free). Business-mode users go to Settings → switch to Personal mode to unlock it.

URL: https://www.expensebot.ai/where-does-my-money-go

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